Everyday Law

August 7, 2009

Cancel your “truecredit” subscription already!

Filed under: Credit,Fair Credit Reporting Act — Amy Kleinpeter @ 11:42 am

Jeebus, people — why do you keep checking your credit score?  What is it really doing for you?

You get three free credit reports a year — one from each major service — at http://www.annualcreditreport.com

Unless you are a victim of identity theft, those three reports a year are all you need to ensure accuracy.

Credit scores improve with a lot of factors, but mainly living within your means, which means cutting useless expenses.  Go ahead, buy yourself an iced latte on a hot day once in while — that can actually give you pleasure and be worthwhile.  But paying to look at a number?  That’s throwing away your hard-earned cash.

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April 23, 2009

Will the REAL free credit report website please stand up?

Filed under: Bankruptcy,Debt,Fair Credit Reporting Act — Amy Kleinpeter @ 9:34 pm

http://www.annualcreditreport.com

Not that other one.  Don’t go there.  Don’t do it.

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